Two random side notes:
1. Because we follow the above budget pretty religiously, twice a year we end up with what we call an “extra” pay check because we get so far ahead in our bill paying. Extra money to save, buy something off our “needs” list, or put toward our next vacation.
2. We keep our budget, bills, needs list, and a list of money goals in our financial binder. It’s nothing fancy, just a binder from Wal-Mart that has expenses, payment schedules, our wish lists, and a couple folders in it. It’s just nice to have it all in one place and I pull it out every two weeks to pay bills and balance the checkbook.
There’s our family budget in a nutshell–do you have a family budget? Who pays the bills in your family? I’m always interested to hear how other households work and curious about who handles the money. Budgets: yay or nay?